/*
Theme Name: Larz Martin Lending
Theme URI: https://larzmartinlending.com
Author: Larz Martin
Description: One-page mortgage broker site for Larz Martin, Sr Mortgage Broker at Lumin Lending. Includes the "Find your options" questionnaire (leads are saved in WordPress and emailed), Discovery Call booking and live Experience.com reviews. Settings: Settings → Larz Site.
Version: 1.2.1
Requires at least: 6.0
Requires PHP: 7.4
License: All rights reserved
Text Domain: larz-martin-lending
*/

:root{
  --navy-900:#07142a; --navy-800:#0b1a2e; --navy-700:#0f2340; --navy-600:#132c4f;
  --line:#21426e; --line-2:#1e3a62; --line-3:#2a4f80; --btn-outline:#4a72a8;
  --ink:#f4f1ee; --muted:#c6d3e6; --muted-2:#9fb3cf; --soft:#e2eaf5;
  --accent:#f26b1d; --band:#c2510a;
  --card-ink:#0b1a2e; --card-muted:#5b6b80; --card-line:#dde4ee; --card-field:#c9d3e0;
  --display:'Archivo','Open Sans',sans-serif;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--navy-800);color:var(--ink);font-family:'Open Sans','Segoe UI',Helvetica,sans-serif;font-size:17px;line-height:1.6;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto}
a{color:#ff8a3d}a:hover{color:#ffb27f}
input,select,textarea,button{font:inherit}
:focus-visible{outline:3px solid #ffb27f;outline-offset:2px}
.skip{position:absolute;left:-9999px;top:8px;background:#fff;color:#000;padding:8px 12px;z-index:100}
.skip:focus{left:8px}
.wrap{max-width:1240px;margin:0 auto;padding:0 24px}
.eyebrow{font-size:14px;font-weight:700;letter-spacing:2.5px;text-transform:uppercase;color:var(--accent)}
.h2{font-family:var(--display);font-weight:900;font-size:44px;line-height:1.1;margin:12px 0 0;color:#fff}
.lead{color:var(--muted)}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:54px;padding:0 28px;border-radius:8px;font-weight:800;text-decoration:none;border:0;cursor:pointer}
.btn-accent{background:var(--accent);color:#111}.btn-accent:hover{color:#111;filter:brightness(1.06)}
.btn-dark{background:#111;color:#fff}.btn-dark:hover{color:#fff;background:#000}
.btn-outline{border:2px solid var(--btn-outline);color:#fff;font-weight:700}.btn-outline:hover{color:#fff;border-color:#fff}

/* Header */
.site-header{background:var(--band);color:#fff;position:sticky;top:0;z-index:50}
.site-header .wrap{padding-top:14px;padding-bottom:14px;display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:14px 24px}
.brand{display:flex;align-items:center;gap:16px;color:#fff;text-decoration:none}
.brand img{height:40px;width:auto}
.brand .sep{width:1px;height:30px;background:rgba(255,255,255,.45)}
.brand .name{font-family:var(--display);font-weight:800;font-size:19px}
.main-nav{display:flex;flex-wrap:wrap;align-items:center;gap:6px 24px;font-weight:600;font-size:15px}
.main-nav a{color:#fff;text-decoration:none}.main-nav a:hover{text-decoration:underline}
.main-nav .btn-dark{min-height:44px;padding:0 20px;border-radius:6px;text-decoration:none}

/* Hero */
.hero{position:relative;overflow:hidden;background:var(--navy-800);border-bottom:3px solid var(--accent)}
.hero-bg{position:absolute;inset:0;background-size:cover;background-position:right center;background-repeat:no-repeat}
.hero-shade{position:absolute;inset:0;background:linear-gradient(90deg,rgba(11,26,46,.78) 0%,rgba(11,26,46,.55) 40%,rgba(11,26,46,.15) 62%,rgba(11,26,46,0) 78%)}
.hero .wrap{position:relative;padding-top:96px;padding-bottom:104px;min-height:620px;display:flex;align-items:center}
.hero-copy{max-width:640px;min-width:0}
.hero h1{font-family:var(--display);font-weight:900;font-size:66px;line-height:1.03;letter-spacing:-1px;margin:16px 0 0;color:#fff}
.hero h1 span{color:var(--accent)}
.hero p{font-size:20px;color:var(--muted);margin:22px 0 0;max-width:600px}
.hero .ctas{display:flex;flex-wrap:wrap;gap:14px;margin-top:32px}
.stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(128px,1fr));gap:16px;margin-top:44px;max-width:640px}
.stat{border-left:3px solid var(--accent);padding-left:14px}
.stat b{display:block;font-family:var(--display);font-size:32px;font-weight:900;color:#fff;line-height:1.1}
.stat span,.stat a{font-size:14px;color:var(--muted-2)}

/* Intake */
.intake{padding:88px 0;background:var(--navy-700);border-bottom:1px solid var(--line-2)}
.intake .wrap{display:flex;flex-wrap:wrap;gap:40px 56px;align-items:flex-start}
.intake-copy{flex:1 1 320px;min-width:0}
.intake-copy h2{font-family:var(--display);font-weight:900;font-size:42px;line-height:1.1;margin:10px 0 0;color:#fff}
.intake-copy p{color:var(--muted);margin:18px 0 0}
.checks{list-style:none;padding:0;margin:26px 0 0;display:flex;flex-direction:column;gap:14px}
.checks li{display:flex;gap:12px;align-items:flex-start;color:var(--soft)}
.checks svg{flex:none;margin-top:2px}
.intake-card{flex:999 1 560px;min-width:0;max-width:680px}
.qcard{background:#fff;color:var(--card-ink);border-radius:18px 18px 0 0;padding:30px 30px 32px;box-shadow:0 24px 60px rgba(0,0,0,.35)}
.qhead{display:flex;justify-content:space-between;align-items:baseline;gap:12px}
.qhead .t{font-size:20px;font-weight:800}
.qhead .s{font-size:13px;font-weight:700;letter-spacing:1.5px;color:var(--card-muted)}
.qbar{height:8px;background:#e6ebf2;border-radius:4px;margin-top:14px;overflow:hidden}
.qbar i{display:block;height:8px;width:0;background:var(--accent);border-radius:4px;transition:width .3s}
.qq{margin-top:26px}
.qq h3{margin:0;font-size:24px;line-height:1.25;font-weight:800;color:var(--card-ink)}
.qq p{margin:6px 0 0;font-size:15px;color:var(--card-muted)}
.qq p:empty{display:none}
.choices{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:12px;margin-top:20px}
.choice{width:100%;min-height:72px;text-align:left;padding:16px;border-radius:12px;cursor:pointer;display:flex;align-items:center;gap:14px;background:#fff;border:2px solid var(--card-line);color:var(--card-ink)}
.choice:hover{border-color:#b9c6d8}
.choice[aria-pressed="true"]{background:#fff4ec;border-color:var(--accent)}
.choice .ic{flex:none;width:44px;height:44px;border-radius:50%;background:#fff1e6;display:inline-flex;align-items:center;justify-content:center}
.choice .tx{display:flex;flex-direction:column;gap:3px;min-width:0}
.choice .l{font-size:17px;font-weight:700;line-height:1.3}
.choice .d{font-size:14px;color:var(--card-muted);line-height:1.45}
.form-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:14px 16px;margin-top:20px}
.form-grid label{display:flex;flex-direction:column;gap:6px;font-size:14px;font-weight:700;color:var(--card-ink)}
.form-grid input[type=text],.form-grid input[type=tel],.form-grid input[type=email]{min-height:48px;padding:0 14px;border-radius:10px;border:1.5px solid var(--card-field);color:var(--card-ink);font-size:16px;background:#fff}
.form-grid .full{grid-column:1/-1}
.consent{flex-direction:row!important;gap:12px!important;align-items:flex-start;font-size:13px!important;line-height:1.5;color:var(--card-muted)!important;font-weight:400!important}
.consent input{width:22px;height:22px;margin:1px 0 0;flex:none;accent-color:var(--band)}
.hp{position:absolute!important;left:-9999px!important;width:1px;height:1px;overflow:hidden}
.qerr{font-size:14px;font-weight:700;color:#b42318;margin-top:12px}
.qerr:empty{display:none}
.qbtn{width:100%;min-height:54px;border:0;border-radius:10px;background:var(--accent);color:#111;font-weight:800;font-size:17px;cursor:pointer;margin-top:16px}
.qbtn[disabled]{opacity:.6;cursor:wait}
.linkbtn{background:none;border:0;min-height:44px;color:var(--card-ink);font-weight:700;text-decoration:underline;cursor:pointer;padding:0 4px}
.cal-box{border:1.5px solid var(--card-line);border-radius:14px;padding:6px;margin-top:18px;min-height:420px}
.cal-box iframe{width:100%;border:0;min-height:600px}
.quick{margin-top:18px;display:flex;flex-direction:column;gap:22px}
.quick .gq{font-size:15px;font-weight:800;color:var(--card-ink)}
.pills{display:flex;flex-wrap:wrap;gap:8px;margin-top:10px}
.pill{min-height:44px;padding:0 16px;border-radius:999px;cursor:pointer;font-size:15px;font-weight:700;color:var(--card-ink);background:#fff;border:2px solid var(--card-line)}
.pill[aria-pressed="true"]{background:#fff4ec;border-color:var(--accent)}
.done-ic{width:56px;height:56px;border-radius:50%;background:#fff1e6;display:flex;align-items:center;justify-content:center;margin-top:26px}
.done h3{margin:16px 0 0;font-size:26px;font-weight:800;color:var(--card-ink)}
.done p{margin:8px 0 0;font-size:15px;color:var(--card-muted)}
.summary{margin:18px 0 0;padding:16px 18px;background:#f4f7fb;border-radius:12px;display:grid;grid-template-columns:max-content 1fr;gap:6px 16px;font-size:14px}
.summary dt{color:var(--card-muted)}.summary dd{margin:0;font-weight:700;color:var(--card-ink)}
.done .ctas{display:flex;flex-wrap:wrap;gap:12px;margin-top:20px}
.done .ctas a{min-height:52px;border-radius:10px;padding:0 22px;display:inline-flex;align-items:center;font-weight:800;text-decoration:none}
.done .ctas .sec{border:1.5px solid var(--card-field);color:var(--card-ink);font-weight:700}
.qfoot{display:flex;justify-content:space-between;align-items:center;gap:12px;margin-top:22px}
.qfoot .note{font-size:12px;color:var(--card-muted);margin-left:auto}
.qperson{background:#e9eef5;color:var(--card-ink);border-radius:0 0 18px 18px;padding:18px 24px;display:flex;align-items:center;gap:16px}
.qperson img{width:52px;height:52px;border-radius:50%;object-fit:cover;flex:none;border:2px solid var(--accent)}
.qperson div{font-size:14px;line-height:1.5}
.qperson .m{color:#3d4d63}
.qperson a{color:var(--card-ink);font-weight:800}
[hidden]{display:none!important}

/* About */
.about{padding:96px 0}
.meet{display:flex;flex-wrap:wrap;gap:40px 64px;align-items:center;margin-bottom:96px}
.portrait{flex:0 0 auto;margin:0 auto;position:relative;width:300px;height:300px}
.portrait .r1{position:absolute;inset:-12px;border-radius:50%;border:3px solid var(--accent)}
.portrait .r2{position:absolute;inset:-26px;border-radius:50%;border:1px solid var(--line)}
.portrait img{position:relative;display:block;width:300px;height:300px;border-radius:50%;box-shadow:0 18px 50px rgba(0,0,0,.45)}
.meet-copy{flex:999 1 460px;min-width:0}
.meet-copy p{color:var(--muted);margin:16px 0 0;max-width:640px}
.badges{display:flex;flex-wrap:wrap;gap:10px;margin-top:22px}
.badges span{border:1px solid var(--line-3);border-radius:999px;padding:8px 14px;font-size:14px;color:var(--soft)}
.cards3{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:20px;margin-top:40px}
.card{background:var(--navy-600);border:1px solid var(--line);border-radius:12px;padding:30px}
.card .big{font-family:var(--display);font-size:42px;font-weight:900;color:var(--accent);line-height:1}
.card h3{font-size:21px;color:#fff;margin:14px 0 6px}
.card p{margin:0;color:var(--muted);font-size:16px}

/* Programs */
.programs{padding:0 0 96px}
.prog-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:16px;margin-top:40px}
.prog{background:var(--navy-600);border:1px solid var(--line);border-radius:12px;padding:24px;text-decoration:none;display:flex;flex-direction:column;gap:6px}
.prog:hover{border-color:var(--accent)}
.prog .n{font-size:19px;font-weight:700;color:#fff}
.prog .d{font-size:15px;color:var(--muted)}
.prog .m{font-size:14px;font-weight:700;color:var(--accent);margin-top:6px}

/* Told no */
.toldno{background:var(--band);color:#fff;padding:88px 0}
.toldno .wrap{display:flex;flex-wrap:wrap;gap:48px;align-items:center}
.toldno .copy{flex:1 1 320px;min-width:0}
.toldno h2{font-family:var(--display);font-weight:900;font-size:52px;line-height:1.02;margin:0}
.toldno p{margin:16px 0 0;font-size:18px}
.toldno .btn{margin-top:26px;min-height:52px}
.toldno .grid{flex:999 1 560px;min-width:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:12px}
.toldno .grid div{background:rgba(0,0,0,.28);border-radius:10px;padding:16px 18px;font-weight:700;font-size:16px}

/* Reviews */
.reviews{padding:96px 0}
.review-widget{margin-top:40px;background:#fff;border-radius:14px;padding:16px;color:#0b1a2e;min-height:200px}
.review-widget.is-empty{margin:0;padding:0;min-height:0;background:none}
.review-fallback{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:20px;margin-top:40px}
.review-fallback figure{margin:0;background:var(--navy-600);border:1px solid var(--line);border-radius:12px;padding:28px}
.review-fallback .stars{color:var(--accent);font-size:18px;letter-spacing:2px}
.review-fallback blockquote{margin:12px 0 0;color:var(--soft)}
.review-fallback figcaption{margin-top:16px;font-weight:700;color:#fff}
.review-fallback figcaption span{font-weight:400;color:var(--muted-2)}
.reviews .meta{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:12px 24px;margin-top:22px}
.reviews .meta p{margin:0;font-size:13px;color:var(--muted-2)}
.reviews .meta a{font-weight:700;font-size:15px}

/* Closing */
.closing{background:var(--navy-700);border-top:1px solid var(--line-2);padding:88px 0;text-align:center}
.closing img{width:104px;height:104px;border-radius:50%;object-fit:cover;border:3px solid var(--accent);display:block;margin:0 auto 22px}
.closing h2{font-family:var(--display);font-weight:900;font-size:48px;line-height:1.1;margin:0;color:#fff}
.closing p{color:var(--muted);margin:14px auto 0;max-width:560px}
.closing .ctas{display:flex;flex-wrap:wrap;justify-content:center;gap:14px;margin-top:30px}
.closing .lic{margin-top:36px;font-size:15px;color:var(--muted-2)}
.closing .lic b{color:#fff}

/* Footer */
.site-footer{background:var(--navy-900);border-top:3px solid var(--accent);color:var(--muted)}
.site-footer .wrap{padding-top:56px;padding-bottom:40px;display:flex;flex-wrap:wrap;gap:32px 56px}
.site-footer .col1{flex:1 1 280px;min-width:0;font-size:15px}
.site-footer .col1 .n{font-family:var(--display);font-weight:800;font-size:20px;color:#fff}
.site-footer .links{margin-top:10px;display:flex;flex-direction:column;gap:4px}
.site-footer .social{display:flex;flex-wrap:wrap;gap:4px 16px;margin-top:6px}
.site-footer .col2{flex:999 1 560px;min-width:0;font-size:13px;line-height:1.7}
.site-footer .col2 .w{color:#fff;font-weight:700}
.site-footer .col2 p{margin:10px 0 0}
.lic-row{display:flex;align-items:center;gap:18px}
.eho-logo{flex:none;width:64px;height:auto}

/* Generic pages (privacy policy etc.) */
.page-body{background:#fff;color:#1b2533;padding:64px 0}
.page-body .wrap{max-width:820px}
.page-body h1{font-family:var(--display);color:var(--navy-800)}
.page-body a{color:#b04a0b}

@media (max-width:900px){
  .hero-bg{background-position:75% center}
  .hero-shade{background:rgba(11,26,46,.66)}
  .hero .wrap{padding-top:64px;padding-bottom:72px;min-height:0}
  .hero h1{font-size:44px}
  .h2,.intake-copy h2{font-size:34px}
  .toldno h2,.closing h2{font-size:38px}
  .site-header{position:static}
  .main-nav{gap:4px 16px;font-size:14px}
}
@media (max-width:520px){
  .wrap{padding:0 16px}
  .qcard{padding:22px 18px 24px}
  .qperson{padding:16px 18px}
  .hero h1{font-size:38px}
  .portrait,.portrait img{width:240px;height:240px}
  .stats{grid-template-columns:1fr 1fr}
}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.qbar i{transition:none}}

/* ===================== v1.1 — subpages ===================== */

/* Dropdown navigation */
.main-nav .dd{position:relative}
.main-nav .dd>a{display:inline-flex;align-items:center;gap:4px;min-height:44px}
.main-nav .caret{font-size:11px;opacity:.85}
.dd-menu{position:absolute;top:100%;left:-14px;min-width:230px;background:#fff;border-radius:12px;box-shadow:0 18px 50px rgba(0,0,0,.28);padding:10px;display:none;flex-direction:column;z-index:60}
.dd-menu.two-col{display:none;grid-template-columns:1fr 1fr;min-width:460px;gap:0 8px}
.dd:hover .dd-menu,.dd:focus-within .dd-menu{display:flex}
.dd:hover .dd-menu.two-col,.dd:focus-within .dd-menu.two-col{display:grid}
.dd-menu a{color:var(--card-ink)!important;padding:9px 12px;border-radius:8px;font-weight:600;font-size:15px;text-decoration:none}
.dd-menu a:hover,.dd-menu a:focus{background:#fff1e6;text-decoration:none!important}
.mnav{display:none}
.mnav summary{list-style:none;cursor:pointer;width:46px;height:44px;border-radius:8px;display:flex;flex-direction:column;justify-content:center;align-items:center;gap:5px;background:rgba(0,0,0,.18)}
.mnav summary::-webkit-details-marker{display:none}
.mnav summary span{display:block;width:22px;height:2.5px;background:#fff;border-radius:2px}
.mnav-panel{position:absolute;left:0;right:0;top:100%;background:var(--navy-800);border-top:3px solid var(--accent);padding:16px 20px 24px;display:flex;flex-direction:column;gap:6px;max-height:80vh;overflow:auto;box-shadow:0 20px 40px rgba(0,0,0,.4)}
.mnav-panel .mgroup{display:flex;flex-direction:column;border-bottom:1px solid var(--line-2);padding:8px 0}
.mnav-panel a{color:#fff;text-decoration:none;padding:7px 0;font-size:15px}
.mnav-panel .mtop{font-weight:800;font-size:16px}
.mnav-panel .mgroup a:not(.mtop){color:var(--muted);padding-left:12px}
.mnav-panel .btn{margin-top:10px}
@media (max-width:1180px){.main-nav{display:none}.mnav{display:block}.site-header{position:relative}}

/* Page hero for subpages */
.page-hero{background:linear-gradient(180deg,#0f2340 0%,#0b1a2e 100%);border-bottom:3px solid var(--accent);padding:44px 0 56px}
.page-hero h1{font-family:var(--display);font-weight:900;font-size:50px;line-height:1.06;margin:14px 0 0;color:#fff;max-width:900px}
.page-hero .lead-lg{font-size:19px;color:var(--muted);max-width:760px;margin:18px 0 0}
.page-hero .ctas{display:flex;flex-wrap:wrap;gap:12px;align-items:center;margin-top:28px}
.btn-link{color:var(--muted)!important;font-weight:700;text-decoration:underline}
.crumbs{font-size:14px;color:var(--muted-2);margin-bottom:6px}
.crumbs a{color:var(--muted-2)}
.crumbs [aria-current]{color:#fff}
.badge{display:inline-block;background:var(--accent);color:#111;font-weight:800;font-size:13px;letter-spacing:.5px;padding:5px 11px;border-radius:999px;margin-top:10px}
.badge.sm{font-size:11.5px;padding:3px 9px;margin:0 0 6px;align-self:flex-start}
.byline{color:var(--muted-2);margin:12px 0 0}
.h1-md{font-family:var(--display);font-weight:900;font-size:42px;line-height:1.1;color:#fff;margin:10px 0 0}
.narrow-hero{max-width:900px}

/* Body layouts */
.page-body-dark{padding:56px 0 80px}
.page-body-light{background:#f6f8fb;color:#1b2533;padding:48px 0 72px}
.two-col{display:grid;grid-template-columns:minmax(0,1fr) 360px;gap:48px;align-items:start}
.side{position:sticky;top:96px;display:flex;flex-direction:column;gap:18px}
@media (max-width:1000px){.two-col{grid-template-columns:1fr}.side{position:static}}

/* Prose on dark */
.prose{color:var(--soft);min-width:0}
.prose h2{font-family:var(--display);font-weight:800;font-size:30px;line-height:1.15;color:#fff;margin:0 0 14px}
.prose h3{font-size:20px;color:#fff;margin:22px 0 8px}
.prose p{color:var(--muted);margin:0 0 14px}
.prose a{color:#ff8a3d}
.prose.narrow{max-width:820px}
.prose-sec{margin:0 0 44px;scroll-margin-top:100px}
.ticks{list-style:none;padding:0;margin:0 0 14px;display:flex;flex-direction:column;gap:10px}
.ticks li{position:relative;padding-left:30px;color:var(--soft)}
.ticks li::before{content:"";position:absolute;left:4px;top:8px;width:12px;height:7px;border-left:3px solid var(--accent);border-bottom:3px solid var(--accent);transform:rotate(-45deg)}
.steps{counter-reset:s;list-style:none;padding:0;margin:0 0 14px;display:flex;flex-direction:column;gap:12px}
.steps li{counter-increment:s;position:relative;padding-left:44px;color:var(--soft);min-height:30px}
.steps li::before{content:counter(s);position:absolute;left:0;top:-2px;width:30px;height:30px;border-radius:50%;background:var(--navy-600);border:1.5px solid var(--accent);color:#fff;font-weight:800;font-size:14px;display:flex;align-items:center;justify-content:center}
.small-note{font-size:13px!important;color:var(--muted-2)!important}
.keyfacts{background:var(--navy-600);border:1px solid var(--line);border-left:4px solid var(--accent);border-radius:12px;padding:22px 24px;margin-bottom:44px}
.keyfacts .kf-h{font-size:13px;font-weight:800;letter-spacing:2px;text-transform:uppercase;color:var(--accent);margin-bottom:10px}
.keyfacts ul{margin:0;padding-left:20px;display:flex;flex-direction:column;gap:8px;color:#fff}
.keyfacts .kf-by{margin-top:14px;font-size:13px;color:var(--muted-2)}

/* Tables */
.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:12px;margin:6px 0 10px}
table.data{width:100%;border-collapse:collapse;font-size:15px;min-width:560px}
table.data th,table.data td{padding:12px 14px;text-align:left;vertical-align:top;border-bottom:1px solid var(--line)}
table.data thead th{background:var(--navy-600);color:#fff;font-size:14px}
table.data tbody th{color:#fff;font-weight:700;width:30%}
table.data td{color:var(--muted)}
table.data tr:last-child th,table.data tr:last-child td{border-bottom:0}

/* FAQ */
.faq details{background:var(--navy-600);border:1px solid var(--line);border-radius:10px;margin-bottom:10px}
.faq summary{cursor:pointer;padding:16px 46px 16px 18px;font-weight:700;color:#fff;list-style:none;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:18px;top:12px;font-size:22px;color:var(--accent)}
.faq details[open] summary::after{content:"–"}
.faq details>div{padding:0 18px 4px}

/* Side cards */
.side-card{background:var(--navy-600);border:1px solid var(--line);border-radius:14px;padding:22px}
.side-card.light{background:#fff;color:var(--card-ink);border-color:#fff;box-shadow:0 20px 50px rgba(0,0,0,.3)}
.side-card.light .side-h{color:var(--card-ink)}
.side-card.light .side-p,.side-card.light .side-small{color:var(--card-muted)}
.side-card.light a{color:#b04a0b}
.side-h{font-size:21px;font-weight:800;color:#fff;margin:0 0 8px}
.side-p{font-size:15px;color:var(--muted);margin:0 0 14px}
.side-small{font-size:12.5px;color:var(--muted-2);margin:12px 0 0}
.side-card.mini{display:flex;gap:14px;align-items:center;color:var(--muted);font-size:14px;line-height:1.45}
.side-card.mini b{color:#fff}
.side-card.mini img{width:56px;height:56px;border-radius:50%;border:2px solid var(--accent)}
.btn.full{width:100%;margin-top:10px}
.cal-embed{margin-top:6px}

/* Lead forms (light cards) */
.lead-form .lf-step{display:flex;flex-direction:column;gap:12px}
.lead-form label{display:flex;flex-direction:column;gap:6px;font-size:14px;font-weight:700;color:var(--card-ink)}
.lead-form input,.lead-form select,.lead-form textarea{min-height:46px;padding:10px 12px;border-radius:10px;border:1.5px solid var(--card-field);color:var(--card-ink);font-size:16px;background:#fff;font-family:inherit}
.lead-form textarea{min-height:110px;resize:vertical}
.lead-form .consent{flex-direction:row;font-weight:400;font-size:12.5px;line-height:1.5;color:var(--card-muted);gap:10px}
.lead-form .consent input{min-height:0;width:20px;height:20px;flex:none;margin-top:2px;accent-color:var(--band)}
.lead-form .qbtn{margin-top:4px}
.lead-form .lf-done h3{margin:6px 0 6px;color:var(--card-ink)}
.lead-form .lf-done p{color:var(--card-muted);margin:0}

/* Cards / grids */
.prog-grid.three{grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}
.hub-group{margin-bottom:52px}
.h2.sm{font-size:32px;margin-bottom:20px}
.notsure{background:var(--navy-600);border:1px solid var(--line);border-radius:14px;padding:30px}
.notsure .lead{color:var(--muted);margin:0 0 18px}
.article-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:16px}
.article-card{background:var(--navy-600);border:1px solid var(--line);border-radius:12px;padding:22px;text-decoration:none;display:flex;flex-direction:column;gap:8px}
.article-card:hover{border-color:var(--accent)}
.article-card .n{font-size:18px;font-weight:700;color:#fff;line-height:1.3}
.article-card .d{font-size:14.5px;color:var(--muted)}
.article-card .m{font-size:14px;font-weight:700;color:var(--accent);margin-top:auto}
.topic-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:16px}
.card.topic h3{margin-top:0}
.chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:14px}
.chips a{border:1px solid var(--line-3);border-radius:999px;padding:6px 12px;font-size:14px;color:#fff;text-decoration:none}
.chips a:hover{border-color:var(--accent)}
.linkcard{text-decoration:none;display:block}
.linkcard:hover{border-color:var(--accent)}
.lead{color:var(--muted)}
.heloc-teaser{display:flex;flex-direction:column;gap:4px;margin-top:28px;background:var(--navy-600);border:1px solid var(--line);border-left:4px solid var(--accent);border-radius:12px;padding:16px 18px;text-decoration:none;color:var(--muted);font-size:15px}
.heloc-teaser b{color:#fff;font-size:17px}
.heloc-teaser:hover{border-color:var(--accent)}
.disclaimer{font-size:12.5px;color:var(--muted-2);line-height:1.6;margin-top:40px;border-top:1px solid var(--line-2);padding-top:18px}
.pager{margin-top:28px;display:flex;gap:8px}
.pager .page-numbers{padding:8px 12px;border:1px solid var(--line);border-radius:8px;color:#fff;text-decoration:none}
.pager .current{background:var(--accent);color:#111;border-color:var(--accent)}

/* Glossary + FAQ toc */
.alpha{display:flex;flex-wrap:wrap;gap:6px;margin-bottom:28px;position:sticky;top:0;background:var(--navy-800);padding:10px 0;z-index:5}
.alpha a{width:36px;height:36px;display:flex;align-items:center;justify-content:center;border:1px solid var(--line);border-radius:8px;color:#fff;text-decoration:none;font-weight:700}
.alpha a:hover{border-color:var(--accent)}
.glossary section{scroll-margin-top:70px;margin-bottom:28px}
.glossary h2{color:var(--accent)!important;font-size:26px!important;border-bottom:1px solid var(--line-2);padding-bottom:6px}
.glossary dt{color:#fff;font-weight:700;margin-top:14px}
.glossary dd{margin:4px 0 0;color:var(--muted)}
.toc{display:flex;flex-direction:column;gap:6px}
.toc a{color:var(--muted);text-decoration:none}
.toc a:hover{color:#fff}

/* Blog article */
.article-body{color:#1b2533;font-size:18px;line-height:1.7;min-width:0}
.article-body h2{font-family:var(--display);color:var(--navy-800);font-size:28px;margin:34px 0 10px}
.article-body a{color:#b04a0b}
.article-body li{margin-bottom:6px}
.page-body-light .side-card{background:var(--navy-800)}

/* Calculators */
.calc-tabs{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:18px}
.calc-tabs button{min-height:44px;padding:0 16px;border-radius:999px;border:1.5px solid var(--line-3);background:transparent;color:#fff;font-weight:700;cursor:pointer}
.calc-tabs button[aria-selected="true"]{background:var(--accent);border-color:var(--accent);color:#111}
.calc-card{background:#fff;color:var(--card-ink);border-radius:16px;padding:28px;box-shadow:0 20px 50px rgba(0,0,0,.3)}
.calc-card h2{margin:0;font-size:26px;font-weight:800}
.calc-intro{color:var(--card-muted);margin:6px 0 20px}
.calc-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:28px}
@media (max-width:820px){.calc-grid{grid-template-columns:1fr}}
.calc-form{display:grid;grid-template-columns:1fr 1fr;gap:14px}
@media (max-width:520px){.calc-form{grid-template-columns:1fr}}
.cf{display:flex;flex-direction:column;gap:6px;font-size:14px;font-weight:700}
.cf small{font-weight:400;color:var(--card-muted);font-size:12px}
.cf-in{display:flex;align-items:center;border:1.5px solid var(--card-field);border-radius:10px;overflow:hidden;background:#fff}
.cf-in i{font-style:normal;color:var(--card-muted);padding:0 10px;font-size:14px;white-space:nowrap}
.cf-in input{border:0;min-height:44px;width:100%;min-width:0;padding:0 10px;font-size:16px;color:var(--card-ink);outline-offset:-2px}
.cf select{min-height:46px;border-radius:10px;border:1.5px solid var(--card-field);padding:0 10px;font-size:16px;color:var(--card-ink);background:#fff}
.calc-out{background:#f4f7fb;border-radius:14px;padding:22px}
.big-out{display:flex;flex-direction:column;gap:2px;margin-bottom:14px}
.big-out span{font-size:14px;color:var(--card-muted);font-weight:700}
.big-out b{font-family:var(--display);font-size:40px;font-weight:900;color:var(--navy-800)}
.calc-out dl{display:grid;grid-template-columns:1fr auto;gap:8px 16px;margin:0;font-size:15px}
.calc-out dt{color:var(--card-muted)}
.calc-out dd{margin:0;font-weight:700;text-align:right}

/* Footer columns */
.foot-top{display:grid!important;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:28px 40px}
.fcol{display:flex;flex-direction:column;gap:6px;font-size:14.5px}
.fcol a{color:var(--muted);text-decoration:none}
.fcol a:hover{color:#fff;text-decoration:underline}
.fh{color:#fff;font-weight:800;margin-bottom:6px;font-size:15px}
.foot-legal{display:block!important;border-top:1px solid var(--line-2);padding-top:28px!important;font-size:13px;line-height:1.7}
.foot-legal .w{color:#fff;font-weight:700}
.foot-legal p{margin:10px 0 0}
@media (max-width:900px){.foot-top{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.foot-top{grid-template-columns:1fr}.page-hero h1{font-size:34px}.h1-md{font-size:32px}.prose h2{font-size:25px}}
.apply-page{padding-top:48px}

/* v1.1.1 — "work with me" card under forms and sidebars */
.person-card{background:#e9eef5;color:var(--card-ink);border-radius:14px;padding:16px 20px;display:flex;align-items:center;gap:14px;margin-top:16px}
.person-card img{width:52px;height:52px;border-radius:50%;object-fit:cover;flex:none;border:2px solid var(--accent)}
.person-card div{font-size:14px;line-height:1.5;min-width:0}
.person-card .pc-h{font-weight:800}
.person-card .m{color:#3d4d63}
.person-card a{color:var(--card-ink);font-weight:800;text-decoration:none}
.person-card a:hover{text-decoration:underline}

/* v1.1.2 — avatar in front of the hero */
.hero{--av-w:clamp(300px,34vw,470px)}
.hero-bg{right:calc(var(--av-w) - 70px);background-position:right center}
.hero-shade{z-index:1}
.hero .wrap{z-index:2}
.hero-copy{max-width:min(640px,calc(100vw - var(--av-w) - 120px))}
.hero-avatar{position:absolute;right:0;bottom:0;top:0;z-index:3;width:var(--av-w);height:100%;object-fit:cover;object-position:center top;
  -webkit-mask-image:linear-gradient(90deg,transparent 0,#000 16%);mask-image:linear-gradient(90deg,transparent 0,#000 16%)}
.hero-photo-m{display:none}
@media (max-width:900px){
  .hero-bg,.hero-avatar{display:none}
  .hero-shade{display:none}
  .hero-photo-m{display:block;width:100%;height:clamp(300px,88vw,520px);object-fit:cover;object-position:75% top;
    -webkit-mask-image:linear-gradient(180deg,#000 72%,transparent 100%);mask-image:linear-gradient(180deg,#000 72%,transparent 100%)}
  .hero .wrap{padding-top:8px}
  .hero-copy{max-width:640px}
}

/* v1.1.3 — header: Blog link, phone icon, Book a call */
.main-nav{gap:6px 22px}
.main-nav .nav-phone{display:inline-flex;align-items:center;gap:7px;min-height:44px}
.main-nav .btn-ghost{min-height:44px;padding:0 18px;border-radius:6px;border:1.5px solid rgba(255,255,255,.75);color:#fff;background:transparent;display:inline-flex;align-items:center;font-weight:700;text-decoration:none}
.main-nav .btn-ghost:hover{background:rgba(255,255,255,.12);text-decoration:none}
@media (max-width:1400px){.main-nav .nav-phone .pn{display:none}.main-nav{gap:6px 20px}}
@media (max-width:1240px){.main-nav{display:none}.mnav{display:block}.site-header{position:relative}}

/* v1.1.4 — keep the full header on laptops and landscape tablets */
@media (max-width:1240px){.main-nav{display:flex}.mnav{display:none}.site-header{position:sticky}}
@media (max-width:1240px) and (min-width:861px){
  .site-header .wrap{gap:10px 16px;padding-left:16px;padding-right:16px}
  .brand img{width:92px;height:auto}
  .brand .name{font-size:17px}
  .main-nav{gap:4px 14px;font-size:14px}
  .main-nav .btn-ghost,.main-nav .btn-dark{padding:0 13px;min-height:40px}
}
@media (max-width:960px) and (min-width:861px){
  .brand .sep,.brand .name{display:none}
}
@media (max-width:860px){.main-nav{display:none}.mnav{display:block}.site-header{position:relative}}

/* v1.2 — calculators (9, Mathis-style layout) */
.calc-page{background:#eef2f7;color:var(--card-ink);padding:40px 0 28px}
.calc-layout{display:grid;grid-template-columns:230px minmax(0,1fr);gap:28px;align-items:start}
.calc-pick{display:none;font-weight:700;font-size:14px}
.calc-pick select{display:block;width:100%;margin-top:6px;min-height:48px;border-radius:10px;border:1.5px solid var(--card-field);padding:0 10px;font-size:16px;background:#fff;color:var(--card-ink)}
.calc-list{display:flex;flex-direction:column;gap:2px;position:sticky;top:96px}
.cn-h{font-size:11px;font-weight:800;letter-spacing:1.2px;text-transform:uppercase;color:#6b7a8f;margin:16px 0 4px;padding:0 12px}
.cn-h:first-child{margin-top:0}
.calc-list a{display:flex;flex-direction:column;padding:9px 12px;border-radius:10px;border:1.5px solid transparent;text-decoration:none;color:var(--card-ink)}
.calc-list a b{font-size:14px}
.calc-list a span{font-size:12.5px;color:var(--card-muted);line-height:1.35}
.calc-list a:hover{background:#fff}
.calc-list a.on{background:#fff;border-color:var(--accent)}
.calc-list a.on b{color:#b04a0b}
.cc{background:#fff;border:1px solid var(--card-line);border-radius:16px;box-shadow:0 10px 30px rgba(11,26,46,.06);overflow:hidden}
.cc-h{display:flex;flex-wrap:wrap;justify-content:space-between;gap:12px 20px;padding:22px 24px;border-bottom:1px solid var(--card-line)}
.cc-h h2{margin:0;font-family:var(--display);font-size:24px;font-weight:800}
.cc-h p{margin:2px 0 0;color:var(--card-muted);font-size:14px}
.cc-guide{display:inline-block;margin-top:4px;font-size:13.5px;font-weight:700;color:#b04a0b}
.cc-act{display:flex;flex-wrap:wrap;gap:8px;align-items:flex-start}
.cbtn{min-height:38px;padding:0 12px;border-radius:8px;border:1.5px solid var(--card-field);background:#fff;font-weight:700;font-size:13px;color:var(--card-ink);cursor:pointer}
.cbtn:hover{border-color:var(--accent)}
.cc-act .linkbtn{min-height:38px;font-size:13px;color:#b04a0b;font-weight:700}
.cc-msg{flex-basis:100%;margin:0;font-size:13px;color:#1d7a46;font-weight:700;min-height:0}
.cc-msg:empty{display:none}
.cc-b{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,330px)}
.cc-in{padding:22px 24px 26px}
.cc-out{background:#f4f7fb;border-left:1px solid var(--card-line);padding:22px 22px 26px;min-width:0}
.cgrid{display:grid;grid-template-columns:1fr 1fr;gap:16px 16px}
.cgrid .full{grid-column:1/-1}
.cf{display:flex;flex-direction:column;gap:6px;font-size:13.5px;min-width:0}
.cf .cl{font-weight:700;display:flex;flex-wrap:wrap;gap:4px;align-items:baseline}
.cf .cl small{font-weight:400;color:var(--card-muted);font-size:12px}
.cf .need{margin-left:auto;font-style:normal;font-size:11.5px;font-weight:800;color:#c2510a}
.cf-in{display:flex;align-items:center;border:1.5px solid var(--card-field);border-radius:10px;background:#fff;min-width:0}
.cf-in:focus-within{border-color:var(--navy-600);box-shadow:0 0 0 3px rgba(242,107,29,.18)}
.cf-in.is-need{border-color:#e08a4a;background:#fffaf4}
.cf-in i{font-style:normal;color:var(--card-muted);padding:0 10px;font-size:14px;white-space:nowrap}
.cf-in input{border:0;background:transparent;min-height:44px;width:100%;min-width:0;padding:0 8px;font-size:16px;color:var(--card-ink);outline:0}
.cf select{min-height:46px;border-radius:10px;border:1.5px solid var(--card-field);padding:0 10px;font-size:16px;color:var(--card-ink);background:#fff;width:100%}
.cf .hint{font-weight:400;color:var(--card-muted);font-size:12px;line-height:1.45}
.cf-range{width:100%;accent-color:var(--accent);margin:2px 0 0}
.cf-check{flex-direction:row;align-items:center;gap:10px;font-weight:700}
.cf-check input{width:20px;height:20px;accent-color:var(--accent)}
.cs{display:flex;flex-wrap:wrap;justify-content:space-between;gap:4px 12px;align-items:baseline;border-top:1px solid var(--card-line);padding-top:14px;margin-top:4px}
.cs:first-child{border-top:0;padding-top:0;margin-top:0}
.cs span{font-size:11.5px;font-weight:800;letter-spacing:1.2px;text-transform:uppercase;color:#4a5a70}
.cs small{font-size:12px;color:#b04a0b;font-weight:600}
.cgroup{border:1px solid var(--card-line);border-radius:12px;background:#fafbfd}
.cgroup summary{list-style:none;display:flex;justify-content:space-between;align-items:center;gap:10px;padding:12px 14px;cursor:pointer;font-weight:700;font-size:13.5px}
.cgroup summary::-webkit-details-marker{display:none}
.cgroup summary small{font-weight:400;color:var(--card-muted);font-size:12px}
.cgroup summary b{font-size:18px;color:var(--card-muted)}
.cgroup[open] summary b{transform:rotate(45deg)}
.cgroup .cgrid{padding:0 14px 14px}
.debts .hint{margin:0 0 8px;font-size:12px;color:var(--card-muted)}
.debt-head,.debt-row{display:grid;grid-template-columns:minmax(0,1.3fr) minmax(0,1.2fr) minmax(0,.8fr) minmax(0,1fr) 30px;gap:8px;align-items:center}
.debt-head span{font-size:11.5px;font-weight:700;color:var(--card-muted)}
.debt-row{margin-top:8px}
.debt-row>input{min-height:44px;border:1.5px solid var(--card-field);border-radius:10px;padding:0 10px;font-size:15px;min-width:0;color:var(--card-ink)}
.debt-row .cf-in i{padding:0 6px}
.debt-x{width:30px;height:30px;border-radius:8px;border:0;background:transparent;font-size:20px;color:var(--card-muted);cursor:pointer}
.debt-x:hover{background:#eef2f7;color:#b42318}
.add-debt{margin-top:10px;color:#b04a0b;font-weight:700}
.linkbtn{background:none;border:0;padding:0;cursor:pointer;font:inherit;text-decoration:underline}
.rl{font-size:11.5px;font-weight:800;letter-spacing:1.2px;text-transform:uppercase;color:#4a5a70}
.rmiss{margin:12px 0 16px;border:1.5px dashed #e08a4a;background:#fff8ef;border-radius:12px;padding:14px 16px}
.rmiss b{display:block;font-size:15px;line-height:1.35}
.rmiss ul{margin:8px 0 6px;padding-left:18px;color:#b04a0b;font-size:13px}
.rmiss small{color:var(--card-muted);font-size:12px}
.rbig{font-family:var(--display);font-size:42px;font-weight:900;line-height:1.1;margin-top:8px;color:var(--navy-800);font-variant-numeric:tabular-nums}
.rbig.good{color:#1d7a46}.rbig.bad{color:#b42318}
.rsub{color:var(--card-muted);font-size:13.5px;margin-top:2px}
.rrates{display:flex;gap:10px;margin:14px 0 4px}
.rrates div{flex:1;background:#fff;border:1px solid var(--card-line);border-radius:10px;padding:8px 10px}
.rrates small{display:block;font-size:11.5px;color:var(--card-muted)}
.rrates b{font-size:16px;font-variant-numeric:tabular-nums}
.rrows{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:8px 12px;margin:14px 0;font-size:14px}
.rrows dt{color:var(--card-muted)}
.rrows dd{margin:0;font-weight:700;text-align:right;font-variant-numeric:tabular-nums}
.rrows .tot{border-top:1px solid var(--card-field);padding-top:8px;color:var(--card-ink);font-weight:800}
.rtable-wrap{overflow-x:auto;margin:14px 0}
.rtable{width:100%;border-collapse:collapse;font-size:12.5px;font-variant-numeric:tabular-nums}
.rtable th,.rtable td{padding:6px 6px;border-bottom:1px solid var(--card-line);text-align:right;white-space:nowrap}
.rtable thead th{font-size:11.5px;color:var(--card-muted)}
.rtable th[scope=row],.rtable thead th:first-child{text-align:left;font-weight:600;color:var(--card-muted)}
.rmeans{background:#fff;border:1px solid var(--card-line);border-radius:12px;padding:12px 14px;margin:6px 0 16px}
.rmeans p{margin:8px 0 0;font-size:13.5px;line-height:1.55}
.rcta{min-height:50px;font-size:15px;margin-top:4px}
.ralt{display:block;text-align:center;margin:10px auto 0;font-size:14px;font-weight:700;color:#b04a0b}
.rcall{text-align:center;font-size:13.5px;margin:12px 0 0;color:var(--card-muted)}
.rcall a{color:var(--card-ink);font-weight:700}
.rnote{font-size:11.5px;color:var(--card-muted);margin:10px 0 0;line-height:1.5}
.calc-foot{text-align:center;font-size:12.5px;color:var(--card-muted);margin-top:22px}
.calc-bar{display:none}
@media (max-width:1100px){.cc-b{grid-template-columns:1fr}.cc-out{border-left:0;border-top:1px solid var(--card-line)}}
@media (max-width:900px){
  .calc-layout{grid-template-columns:1fr;gap:16px}
  .calc-list{display:none}
  .calc-pick{display:block}
  .calc-bar{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:40;justify-content:space-between;align-items:center;gap:12px;background:var(--navy-800);color:#fff;padding:10px 16px calc(10px + env(safe-area-inset-bottom,0px))}
  .calc-bar small{display:block;font-size:10.5px;letter-spacing:1px;text-transform:uppercase;color:var(--muted-2,#9fb0c8)}
  .calc-bar b{font-family:var(--display);font-size:20px}
  .calc-bar .linkbtn{color:var(--accent);font-weight:700}
  .calc-page{padding-bottom:90px}
}
@media (max-width:560px){.cgrid{grid-template-columns:1fr}.cc-h,.cc-in{padding:18px 16px}.cc-out{padding:18px 16px}.debt-head{display:none}.debt-row{grid-template-columns:1fr 1fr;border:1px solid var(--card-line);border-radius:10px;padding:10px}.debt-row>input{grid-column:1/-1}.debt-x{justify-self:end}}

/* v1.2 — About page (bio layout) */
.ab-hero{background:var(--navy-800);border-bottom:3px solid var(--accent);color:#fff}
.ab-hero-in{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:40px;align-items:center;padding-top:44px;padding-bottom:44px}
.ab-hero h1{font-family:var(--display);font-weight:900;font-size:52px;line-height:1.05;margin:10px 0 0}
.ab-role{color:var(--accent);font-weight:700;margin:10px 0 0;font-size:17px}
.ab-lead{color:var(--muted);margin:12px 0 0;max-width:520px}
.ab-ctas{display:flex;flex-wrap:wrap;gap:12px;margin-top:24px}
.ab-photo{background:#fff;border-radius:16px;padding:8px;box-shadow:0 0 0 6px var(--navy-600),0 24px 50px rgba(0,0,0,.35)}
.ab-photo img{display:block;width:280px;height:340px;max-width:100%;object-fit:cover;object-position:center top;border-radius:10px}
.ab-sec{background:#fff;color:var(--card-ink);padding:52px 0}
.ab-gray{background:#f1f4f8}
.ab-col{max-width:720px;margin:0 auto;padding:0 24px}
.ab-col h2{font-family:var(--display);font-weight:800;font-size:30px;margin:0 0 14px;color:var(--navy-800)}
.ab-col h3{font-family:var(--display);font-weight:800;font-size:20px;margin:30px 0 10px;color:var(--navy-800)}
.ab-col p{margin:0 0 14px;color:#2b3a4f;line-height:1.7}
.ab-col a{color:#b04a0b;font-weight:600}
.ab-steps{list-style:none;padding:0;margin:0 0 18px;display:flex;flex-direction:column;gap:12px}
.ab-steps li{border-left:3px solid var(--accent);padding:2px 0 2px 16px;color:#2b3a4f;line-height:1.65}
.ab-steps b{color:var(--navy-800)}
.ab-rev{border:1px solid var(--card-line);border-radius:14px;padding:18px 20px;box-shadow:0 6px 20px rgba(11,26,46,.06)}
.ab-score{margin:0 0 6px !important;color:var(--card-ink) !important}
.ab-score b{font-family:var(--display);font-size:34px;font-weight:900;margin-right:6px;color:var(--navy-800)}
.ab-rev-note{font-size:14px;color:var(--card-muted) !important;margin-bottom:10px !important}
.ab-rev-links{display:flex;flex-wrap:wrap;gap:8px 20px;margin:0 !important;font-size:15px}
.ab-widget{margin-top:22px}
.ab-widget .rev-grid,.ab-widget .reviews-grid{margin-top:0}
.ab-lic-h{margin-top:40px !important;font-size:22px !important}
.ab-lic{font-size:14px;color:var(--card-muted) !important}
@media (max-width:820px){.ab-hero-in{grid-template-columns:1fr;gap:28px}.ab-photo{justify-self:start;order:-1}.ab-photo img{width:220px;height:260px}.ab-hero h1{font-size:40px}}

/* v1.2.1 — keep the header on one row with the real web fonts */
@media (min-width:861px){
  .site-header .wrap{max-width:1360px;flex-wrap:nowrap;gap:12px 20px}
  .brand{flex:none}
  .main-nav{flex-wrap:nowrap;gap:4px 18px;font-size:15px}
  .main-nav a,.main-nav .dd>a{white-space:nowrap}
}
@media (max-width:1320px) and (min-width:861px){
  .main-nav{gap:4px 14px;font-size:14px}
  .main-nav .btn-ghost,.main-nav .btn-dark{padding:0 13px;min-height:40px}
  .main-nav .nav-phone .pn{display:none}
}
@media (max-width:1080px) and (min-width:861px){
  .brand .sep,.brand .name{display:none}
  .main-nav{gap:4px 12px}
}