SMS Terms & Conditions

Program

Larz Martin of Lumin Lending, Inc. sends text messages about your mortgage inquiry or loan, such as appointment reminders, follow-ups, document requests and status updates.

Opting in

You opt in by checking the consent box on a form on this site or by giving consent directly. Consent is not a condition of getting a loan.

Message frequency and rates

Message frequency varies. Message and data rates may apply. Carriers are not liable for delayed or undelivered messages.

Opting out and help

Reply STOP to stop receiving texts at any time. Reply HELP for help, or call (949) 281-4050.

Privacy

Mobile numbers and text opt-in consent are not shared with or sold to third parties for their marketing. See the Lumin Lending privacy policy.

Changes

These terms may be updated from time to time. Last updated October 2026.